ReferIndia News As India grows richer, banks will have to adjust to thinner margins: Indian Bank CEO

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As India grows richer, banks will have to adjust to thinner margins: Indian Bank CEO

Published on: May 11, 2026, 1:01 a.m. | Source: The Economic Times

Indian Bank's chief Binod Kumar expects interest rates to rise and net interest margins to fall as India develops. He plans to raise capital for Expected Credit Loss norms and launch a wealth management business. The bank aims for strong growth in retail and MSME loans. Consolidation could help Indian banks achieve global scale.

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