ReferIndia News Banks NPA at multi-decadal low of 1.8%, Indian financial system remains resilient: RBI report

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Banks NPA at multi-decadal low of 1.8%, Indian financial system remains resilient: RBI report

Published on: June 30, 2026, 10:22 p.m. | Source: The Economic Times

India's financial system remains robust, with bank NPAs hitting a multi-decade low of 1.8%. Despite global uncertainties and rising oil prices, strong domestic fundamentals offer resilience. However, funding challenges are emerging as savers seek higher returns, and AI-driven cyberattacks pose a significant near-term threat to banks. The RBI remains vigilant against evolving risks.

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