ReferIndia News Indian banks slash short-term debt sales on cheaper forex funding

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Indian banks slash short-term debt sales on cheaper forex funding

Published on: July 6, 2026, 8:01 a.m. | Source: The Economic Times

Indian banks are significantly reducing their reliance on short-term debt sales, known as certificates of deposit (CDs). This shift is driven by the Reserve Bank of India's initiative to attract foreign-currency deposits, offering a cheaper and more stable funding alternative. Lenders anticipate this trend to continue, impacting CD rates and strengthening their balance sheets with more durable capital.

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