Private banks write off nearly half of NPAs in FY26, outpace PSBs
Published on: July 7, 2026, 1:10 a.m. | Source: The Economic Times
"Private banks utilise these write-offs and provisioning buffers to proactively clean up their balance sheets, while public sector banks generally rely more heavily on aggregate long-term or systemic recovery," said Kuntal Sur, partner and leader for risk consulting, financial services and treasury, at PwC India. "Unsecured retail loans in general have shown deteriorations leading to higher write-offs."
