RBI unveils risk-based deposit insurance premium; safest banks to pay 8 paise per ₹100 from April 2026
Published on: Feb. 7, 2026, 12:57 a.m. | Source: The Economic Times
The RBI is introducing a risk-based premium framework for deposit insurance, set to take effect from April 1, 2026. This new system will reward banks with stronger financial health and better governance with premium discounts of up to 33.3%, while riskier institutions will face higher charges.
